September 24, 2019 – Women’s Money Group Meeting

How to Create a Money-Saving, Values-Based Spending System

How do you decide if an expenditure is a good idea or not? In other words, should you spend your money on that thing at this time? Why or why not?

Are you making wise choices that are in your highest, best interests when it comes to your finances?

A commonly-held belief is that budgeting is the best tool to help you apportion your money and achieve your financial goals. The problem is that most of the time, budgets don’t work.

Many people who try to stick to a budget find that they’re not happy with the results. They end up with less in savings than they’d like and they don’t derive pleasure from the money they do spend. It can be very frustrating.

One of the challenges we all face is that there are many spending options vying for every dollar.

For example, how do you decide if a gym membership is a good idea? You definitely want to get fit and you’ve heard great things about the gym, but the cost makes you hesitate. Is it a good idea? Does it really make sense in light of the cost? Would those dollars be better spent elsewhere?

You’re trying to get rid of credit card debt once and for all, so you eliminate all so-called non-essential spending, like going out to restaurants. But is that really what it takes? Does that even make sense for you?

In fact, should you be focused on reducing your debt, or does another priority make more sense?

Maybe things are tight financially and you think you should let the cleaner go. It seems like such an unnecessary expense, but the thought of it depresses you. Now you’re staring down yet another task to add to your already overfull plate, but you just can’t justify the cost. Or so you tell yourself.

Is it really wise to say goodbye to the cleaner? Skip the outings with friends? Take a pass on the gym membership?

That’s what we’re tackling at this month’s Women’s Money Group Meetup. We’ll share a simple, values-based approach that helps to eliminate uncertainty and indecision without pulling out a spreadsheet. It blows budgeting out of the water in terms of its effectiveness.

One of our members has been applying this system for the last year and she recently described it as “freeing”. Now, decision-making is much simpler and faster. This approach has also saved her a lot of money, which she admits she would freely have spent in the past.

How would it feel to be able to say that about your finances, too?

The following is a partial list of the items we’ll address at the meetup:

– How to determine your most important values

– Creating value statements that resonate deeply with you

– Determining the order of importance among your values

– Developing values-based goals to guide your spending

– How to apply this system to your spending (this is where the rubber meets the road)

– How to decide between two choices when both are congruent with your values, but there isn’t enough cash to fund them both

– Coaching for those who are having trouble identifying their values

If you’re concerned or embarrassed about the thought of having to disclose personal information, you can rest easy. This is a judgment-free, safe zone where you participate only if you choose to. If you’d prefer to watch quietly and absorb the discussions, that’s perfectly fine.

Are you new to the Women’s Money Group? Then come check it out! We’re all about Education, Empowerment and Community.

You can attend your first meeting for $30 plus tax. You will easily get 10 times that value at the meeting! Click on the link below to register.

If you’ve already participated in a meeting, reserve a seat through this page and then head over to the YFL website to purchase a membership: YourFinancialLaunchpad.com/womens-money-group. You can select a monthly membership or an annual membership, whichever meets your needs. The website lists the many perks included in each membership.

Additional benefits of participating in our community:

MORE CONFIDENCE | GET UNSTUCK | ROCK YOUR FINANCES | GROW WITH OTHERS

– Finally get past your blocks, create a system that works, and achieve your goals with our help.

– Ask whatever you like in our no blame, no shame, no judgment zone.

– Get evidence-based answers you can trust, not a sales pitch.

– Hands-on experience through case-based learning.

– You’ll get support and follow up after the meeting through Q&A sessions via Zoom

Book your spot today and learn how to get the best bang for your bucks by aligning your values with your spending.

See you on September 24th.

Register Now